News
We share our news and views on industry-related events.
How insurance helps you manage risk
March 16 2026 By Reliance Insurance Brokers risk management, short term insurance
All companies have a risk management strategy. That is, a strategy to identify, assess, prioritise and mitigate potential threats that could disrupt operations or interfere in the business achieving its strategic objectives. What many people don't realise is that their insurance policy forms part of sound business, and personal, risk management. It's true, short-term insurance helps you manage your risk as an individual as well as the risk to whi...
Read MoreInsurance assumptions that get you into trouble
February 12 2026 By Reliance Insurance Brokers
You know the basics of your insurance policy: what it covers and what it doesn't, and how much your excess is. But how much of what you know is based on assumptions and how much on fact? Life is busy, you probably read through most of your insurance policy when you first took it out...and not since then. It's easy, over time, to make assumptions about your lifestyle and how this is covered by your insurance. However, these assumptions can land yo...
Read MoreModern risks have changed - but has your insurance?
January 26 2026 By Reliance Insurance Brokers short-term insurance, risk management
The way we live our lives today has changed dramatically from 20 years ago. The technology we use, climate change and our efforts to mitigate it, and how and where we live and work have all altered our risk. But has short-term insurance kept pace, and is your policy covering you correctly for these modern risks? In South Africa, loadshedding may be a thing of the past (for now) but years of power challenges spurred consumers to fit solar panels, ...
Read MoreReliance Insurance honoured with industry accolades
December 18 2025 By Reliance Insurance Brokers awards, short term insurance
It's hard to believe that another year has come and gone and with that, we find ourselves celebrating another anniversary as Reliance Insurance turns 46 this December. We are honoured to once again celebrate this milestone with the extended Reliance family. A sincere thank you to our clients for your ongoing support, to our staff for your commitment, and to our insurance partners and service providers for the relationships that helped us to conti...
Read MoreBlack Friday specials? Insurance isn't a deal, it's a decision
November 28 2025 By Reliance Insurance Brokers short term insurance
It's November and Black Friday specials are everywhere. Even important aspects like short-term insurance are being touted as 'on special' or 'lowest price ever'. But your insurance cover is more critical than a dazzling discount deal, and requires careful consideration if it's going to work for you. Short-term insurance is a vital part of your personal finance and risk management planning. Focusing only on the lowest premium or a special discount...
Read MoreNo tricks, just treats - taking the fright out of everyday insurance
October 31 2025 By Reliance Insurance Brokers
It's October, the season of carved pumpkins, scary costumes and kids trick or treating, all in the name of Halloween. What has this got to do with short-term insurance? Quite simply, for many people insurance is like the boogey man: you can't see it but you know it's there and the thought of it scares you just a little. Insurance can seem downright terrifying when you think of hidden clauses, unexpected losses, unaffordable excesses, underinsuran...
Read MoreHow inflation impacts your insurance cover
September 15 2025 By Reliance Insurance Brokers insurance, personal finance, inflation, risk management, policy reviews, south africa, consumer protection
Underinsurance is a significant problem in South Africa. Insurance valuation expert, Quantam, last year estimated that almost 80% of South Africans were underinsured by more than 50% of the total value of their insured possessions. That means that the majority of people who have short-term insurance policies are unable to use them to the fullest extent as a result of their coverage falling short. One of the main reasons for this shortfall is the ...
Read MoreGate motor theft increases again
July 24 2025 By Reliance Insurance Brokers short-term, security
Every couple of years it appears that electric gate motor theft increases, as reports of stolen motors in major centres spike. Following a number of recent reports that the Reliance Insurance team has been made aware of, we looked into the latest trends in this household crime. Several private security companies have reported a significant increase in the theft of gate motors and gate motor parts since the beginning of the year. In May, Fidelity ...
Read MoreTime for your midyear insurance check
July 09 2025 By Reliance Insurance Brokers insurance, financial planning, risk management, policy update, insurance broker, home insurance, business insurance, climate resilience, disaster recovery, mid-year check, insurance claims, short-term cover
It's hard to believe it's already the middle of the year. This is a good time to check your short-term insurance policies and make sure all the information presented there is still correct and valid. If anything has changed since the beginning of the year or since your last insurance review, including additions to your home or home contents or changes to your home security, you must contact your insurer and update your policy. The same is true ...
Read MoreWhen life changes, so should your insurance
June 04 2025 By Susan Moffett insurance, life events, home insurance, car insurance, personal finance, risk management, home-based business, teen drivers, weather cover, insurance advice, policy updates, south african insurance
Life evolves all the time as we get married, grow our families, move home or retire. Did you know that your insurance should evolve with you as you move through these life changes? If you're not sure when to reassess your insurance, here are our top 10 life events that require a policy re-evaluation: Renovating your property Whether you're upgrading your kitchen, adding a pool or adding on a granny flat, these changes increase the value of your h...
Read More5 ways AI is changing short-term insurance
April 23 2025 By Reliance Insurance Brokers ai, innovation, trends
Artificial intelligence (AI), once relegated to the realm of science fiction, is fast becoming part of our everyday lives. It's increasingly being used in business to improve efficiencies, with the short-term insurance sector being among those industries adopting AI-driven processes. In essence, insurers are using AI to enhance important procedures like underwriting, and practices like detecting fraud, to make short-term insurance more efficient ...
Read MoreSee insurance as a grudge purchase? Think again!
March 17 2025 By Reliance Insurance Brokers insurnce, risk management
Short-term insurance might feel like a grudge purchase, however viewing it differently might just change the way you see these necessary monthly payments. For a start, your short-term insurance policy gives you peace of mind. You don't need to worry every time you step foot out of your home, into your car or into your office that something could happen. You have enough to think about; worrying about accidents shouldn't be one of those things. Whe...
Read MoreRain is great, but it brings risks
February 19 2025 By Reliance Insurance Brokers rain, risk, insurance
Much of South Africa has experienced heavy rain over the past week, and as wonderful as rain in our water scarce country is, it brings with it increased risk for accidents and damage. On the roads, traffic lights are often out of order (leaving self-appointed pointsmen directing traffic in their place), visibility is limited and road surfaces are slippery with pooled water. At home, overflowing gutters can send water into dwellings, rain soaked b...
Read MoreIs your insurance holiday ready?
December 02 2024 By Reliance Insurance Brokers shortterm, personal, holiday, driving
The end-of the-year is finally here and with that, the time to relax and unwind. As much as it is a time for celebrations and joy, it's also a time when opportunistic criminals try their luck and unfortunate accidents tend to happen. Enjoy your holiday, but make sure you have all the protection you need in place first! Check out our top insurance tips for this holiday season: Review your homeowners' and home contents policies, and ensure that ...
Read MoreYour short-term insurance: common myths busted
November 11 2024 By Reliance Insurance Brokers short-term
There are a lot of misperceptions surrounding short-term insurance. Often, common misunderstandings about insurance prevent people from buying cover, costing them much more in the long run. To help you separate fact from fiction, we've busted the top 5 myths around short-term insurance. Myth 1: Short-term insurance is too expensive This is easily the most common misconception people have around insurance. Short-term insurance is often more afford...
Read MoreYes, you do need an insurance broker (here's why)
October 23 2024 By Reliance Insurance Brokers insurance broker
As tempting as it may be to cut out the middle-man when taking out insurance, working through a broker is still the optimal way to ensure you have the best possible cover in place (and instant access to help when you need it). First off, to clarify, an insurance broker's role is to help you make sense of the (sometimes) complicated world of insurance, and ensure that the cover you sign up for correctly matches your needs. Their professional opini...
Read MoreSpring clean your insurance? You bet!
September 18 2024 By Reliance Insurance Brokers
While the exact origin of the term 'spring cleaning' isn't clear, what is known is that the practice of cleansing homes after the long winter is rooted in cultures around the world. All the customs share the same idea of dusting off the old to make way for the new as the season of spring begins. In South Africa, spring is traditionally marked on 1 September, as the days grow warmer and longer from this point onwards - definitely a good time to th...
Read MoreWhy women's insurance needs differ from men
August 16 2024 By Reliance Insurance Brokers
Women's insurance requirements are different to that of men, and their specific needs must be taken into account when taking out short-term household and vehicle insurance. For one, almost every women carries a handbag. The contents of that bag always includes a mobile phone and purse, but can also include small but expensive items like sunglasses and jewellery. Women's bags themselves come with a price tag - some in the thousands. When a handbag...
Read MoreFull disclosure: your responsibility as an insurance customer
July 23 2024 By Reliance Insurance Brokers short term insurance
When it comes to business, household and vehicle insurance, we all expect the insurer to be clear and honest in what it is covering, and to pay out in the event of a claim. But what about the customer? What responsibility do insurance clients bear in this process? A core tenet of insurance, for both insurers and customers, is that of full disclosure. According to this principle you as the insured must inform your insurer when applying for insuran...
Read MoreBusiness owner? You need business interruption cover
June 28 2024 By Reliance Insurance Brokers business interruption, short term insurance, business insurance
When it comes to running a business, all business owners know they need insurance to cover unexpected losses, theft or damage to their property or equipment. In their personal capacity, business owners take out dread disease cover to protect them should they develop a critical illness and are unable to work, or life insurance should they unexpectedly pass away. But what about the business itself - the act of producing goods, or rendering a servic...
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